Our financial simulations* are based on your financial advisors information and state pensions facts. 

3Time Project do not replace your current advisors but we complement them. 

We offer financial guidance. This is different to financial advice. Guidance provides you with information about the various options available to you [for instance we could tell you about the pros and cons], but we will neither recommend any particular option over another. Financial advice, however, informs you which specific product would best suit your needs.

Guidance services are not regulated by the Financial Conduct Authority (FCA). This means if things go wrong with your financial choice, you may not be able to complain to the Financial Ombudsman Service or Financial Services Compensation Scheme.

We provide guidance and directional information and we give no value judgement as to the appropriateness of the decision YOU take

We do not provide : 

  • Any form of financial investment advice

  • Any form of accounting advice

  • Money Advice Consultancy and Support

  • Debt Advice and/or Support such as adjusting or counselling

  • Acceptance of deposits 

  • Effecting or carrying out contracts of insurance 

  • Dealing in securities and contractually based investments 

  • Arranging (bringing about) deals in investments 

  • Making arrangements with a view to transactions in investments 

  • Credit broking 

  • Advising, Managing, Safeguarding and/or administering investments 

  • Providing, arranging or advising on qualifying credit or consumer credit